New York Group Health Insurance

New York health insurance law does not require employers to offer health insurance to all of its employees. For instance, those who work part-time or who live outside of the area the insurance covers may not necessarily be covered. But, if you are eligible for coverage, then under New York health insurance law, you are guaranteed health insurance no matter what your current health situation. New Yorkn employers decide how long of a waiting period is required before an employee is eligible for coverage under the group plan. Some group plans do exclude treatment for pre-existing medical conditions that you have received medical care for in the six months before joining the group plan. Depending on your situation, your medical coverage from a previous employer may provide coverage for you for existing medical conditions.